Affordable Health Care
According to the U.S. Department of Health and Human Services, more than 50 million Americans do not have health insurance. Many will visit the emergency room as a last resort for health care needs because hospitals are forbidden to refuse treatment to anyone. Neglecting routine care is unhealthy for your body and harmful to your wallet. If a person is uninsured or has low-income, there are ways to receive affordable health care.
Medicaid
All states, including the District of Columbia, and the U.S. territories have Medicaid programs designed to give health coverage for low-income families and people. In recent years, Medicaid eligibility has expanded to people under age 65 and has made it more achievable for those with low-income to qualify. Medicaid benefits, programs, and coverage vary from state-to-state.
Medicare
Medicare is the federal health insurance program for people who are 65 or older, young people with disabilities, and people with End-Stage Renal Disease. Different parts of Medicare offer financial help to cover specific costs. There are four different types of Medicare plans.
● Medicare Part A (hospital insurance) - covers inpatient hospital stays, nursing facility and hospice care, as well as some home health care.
● Medicare Part B (medical insurance) - covers specialized services such as outpatient care, preventive services, and medical supplies.
● Medicare Part C - also known as a Medicare Advantage Plan, this type of Medicare provides all Part A and Part B benefits.
● Medicare Part D - adds prescription drug coverage to certain pre-existing Medicare plans.
Sliding Scale Office
PanCare offers a sliding fee scale to meet the needs of those uninsured or underinsured and provides reduced costs on healthcare services for those who are eligible.
● For patients with low-income - the amount you pay for services will depend on income level. The less income one brings in each month, the less they will pay for health care services.
● For patients with no insurance - Patients without insurance are billed on a sliding fee scale based on family size, and household income.